Illinois Banks and S&Ls with Nonperforming Assets Exceeding 15% - June 30, 2009 ($Mil)
City
Total Assets
Net Income
ROA
ROE
% NPA
Net Charge-offs/ Avg. Loans
Total Risk-based Capital Ratio
TheStreet.com Rating
Community Bank of Lemont Lemont
$82
-$1.48
-7.10
-310.29
44.19
0.03
6.50
E-
First Bank and Trust Company of Ill. Palatine
$369
-$4.87
-5.37
-31.32
27.67
0.04
20.68
E+
Builders Bank Chicago
$495
-$6.67
-5.32
-56.48
23.31
6.33
11.35
E+
First Security Trust and Savings Bk Elmwood Park
$205
-$19.89
-40.41
-547.89
21.81
34.75
-6.51
E-
Benchmark Bank Aurora
$202
-$3.88
-7.43
-370.66
20.00
0.84
5.17
E-
Citizens B&TC. of Chicago Chicago
$79
-$0.31
-1.54
-32.17
19.45
-0.01
7.04
E-
First DuPage Bank Westmont
$287
-$14.77
-18.84
-656.34
18.41
6.57
2.75
E-
CenTrust Bank, NA Northbrook
$132
-$1.69
-5.02
-47.82
16.94
2.08
13.72
D-
First National Bank of Brookfield Brookfield
$247
-$1.09
-1.70
-21.81
16.19
4.72
12.28
E
New Century Bank Chicago
$528
-$2.23
-1.71
-26.57
15.42
0.08
7.95
E-
Family Federal Savings of Illinois Cicero
$66
-$0.45
-2.85
-30.76
20.20
0.00
12.10
E-

Note: Income and charge-off figures are for the secpndquarter of 2009. Net Charge-offs ratio is annualized.

Nonperforming Loans - Loans past due 90 days or more, less government-guaranteed balances.
NPA - Nonperforming Assets - NPL and repossessed real estate.
ROA - Return on Average Assets, annualized.

Data Source: Regulator filings via SNL Financial.