Illinois Banks and Thrifts Rated A- and Higher ($Mil)
City
Total Assets
Net Income
ROA
ROE
% NPA
Net Charge-offs/ Avg. Loans
Total Risk-based Capital Ratio
TheStreet.com Rating
Germantown Trust & Savings Bank Breese
$307
$1.65
2.12
16.24
0.07
0.00
24.51
A+
First National Bank of Dwight Dwight
$112
$0.42
1.53
12.97
0.42
0.00
17.17
A+
Citizens National Bank of Albion Albion
$214
$0.59
1.11
6.51
0.27
0.16
26.06
A
Rushville State Bank Rushville
$75
$0.25
1.32
8.22
0.38
-0.03
33.93
A
Streator Home Building and Loan Streator
$143
$0.37
1.05
5.01
0.13
0.00
65.03
A
Teutopolis State Bank Teutopolis
$160
$0.39
0.98
6.92
0.04
-0.01
26.47
A
First Trust and Savings Bank of Watseka Watseka
$174
$0.55
1.28
9.91
0.49
0.00
20.41
A
First Trust & Savings Bank of Albany Albany
$111
$0.48
1.72
13.01
0.24
0.16
15.79
A-
First National Bank of Allendale Allendale
$122
$0.34
1.11
9.44
0.55
0.03
18.48
A-
Farmers State Bank of Western Illinois Alpha
$104
$0.43
1.63
13.21
0.65
0.18
16.85
A-
Andalusia Community Bank Andalusia
$33
$0.11
1.32
8.36
0.71
-0.05
28.83
A-
Anna State Bank Anna
$59
$0.11
0.74
4.81
0.06
0.05
31.83
A-
Athens State Bank Athens
$87
$0.37
1.77
15.05
0.25
-0.01
19.22
A-
First National Bank of Ava Ava
$54
$0.15
1.12
9.68
0.35
-0.16
19.60
A-
First National Bank of Beardstown Beardstown
$55
$0.23
1.63
9.10
0.26
0.19
28.42
A-
Buena Vista National Bank Chester
$135
$0.32
1.01
7.33
0.70
0.23
22.22
A-
Oak Bank Chicago
$194
$0.40
0.81
4.98
0.01
0.00
19.96
A-
National Bank of Earlville Earlville
$52
$0.18
1.37
7.54
0.70
0.06
27.06
A-
First Illinois Bank East Saint Louis
$43
$0.20
1.83
15.16
0.03
0.77
71.61
A-
Crossroads Bank Effingham
$119
$0.28
0.94
7.74
0.00
0.08
16.03
A-
Henry State Bank Henry
$95
$0.35
1.48
11.45
0.23
0.00
19.17
A-
Bank of Kampsville Kampsville
$93
$0.26
1.12
8.52
0.27
0.19
18.36
A-
Farmers State Bank of Fulton County Lewistown
$63
$0.21
1.39
12.92
0.15
0.01
18.16
A-
City National Bank of Metropolis Metropolis
$221
$0.48
0.90
6.37
0.79
0.15
26.27
A-
Prairie State Bank & Trust Mount Zion
$458
$1.83
1.61
17.32
0.79
0.20
12.98
A-
Warren-Boynton State Bank New Berlin
$103
$0.30
1.15
9.22
0.00
1.80
16.91
A-
Bank of O'Fallon O'Fallon
$255
$0.77
1.24
8.32
0.66
0.27
24.79
A-
First National Bank Pana Pana
$127
$0.27
0.88
8.15
0.62
-0.02
15.10
A-
First National Bank in Paxton Paxton
$72
$0.22
1.20
10.41
1.55
0.00
22.06
A-
South Side Trust & SB of Peoria Peoria
$576
$1.23
0.86
7.97
0.57
0.02
17.89
A-
National Bank of Petersburg Petersburg
$132
$0.24
0.71
5.92
0.22
0.14
20.11
A-
First National Bank in Pinckneyville Pinckneyville
$82
$0.24
1.15
8.75
0.15
0.15
27.78
A-
Poplar Grove State Bank Poplar Grove
$66
$0.28
1.69
7.99
2.32
0.00
36.99
A-
Reynolds State Bank Reynolds
$81
$0.32
1.55
9.89
0.42
0.70
38.29
A-
Rochester State Bank Rochester
$58
$0.18
1.27
7.97
0.83
0.74
31.89
A-
State Bank of St. Jacob Saint Jacob
$45
$0.26
2.27
15.56
0.31
-0.11
25.65
A-
1st Equity Bank Skokie
$116
$0.32
1.12
8.91
0.54
0.00
18.18
A-

Note: Income and charge-off figures are for the secpndquarter of 2009. Net Charge-offs ratio is annualized.

Nonperforming Loans - Loans past due 90 days or more, less government-guaranteed balances.
NPA - Nonperforming Assets - NPL and repossessed real estate.
ROA - Return on Average Assets, annualized.

Data Source: Regulator filings via SNL Financial.